Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of our website and services. By engaging our services, you agree to these Terms.

1. Who We Are

FINSENE is a brand of SENE PARTNERS (PVT) LTD, providing:

Financial management services (including financial models, FP&A, 3‑statement models, cash flow analysis, budgeting, burn-rate models, business plans and feasibilities) to businesses and individuals globally; and
Tax and regulatory compliance services to individuals & small and medium businesses in Punjab, Pakistan.

2. No Legal, Investment or Tax Advice

All information, reports and models we provide are for general information and decision‑support only. They do not constitute legal, investment or tax advice. Client should consult their own legal, tax or investment adviser before making decisions.

3. Scope of Services

Our services are defined in the specific proposal, engagement letter, or email confirmation.
We are not responsible for any services or tasks that are not expressly included in that scope.

4. Client's Responsibilities

Client agree to:

Provide complete, accurate and timely information (including financial data, tax registrations, login details for tax portals where applicable, and supporting documents).
Inform us promptly of any changes that may affect the filings, reports or analysis.
Review deliverables and notify us of any issues within a reasonable time.

We rely on the information client provide and are not responsible for errors or omissions arising from inaccurate, incomplete or delayed information.

5. Tax & Compliance Services (Punjab, Pakistan)

For clients using our tax and regulatory compliance services, client authorize us to:

Prepare and, where agreed, file returns and forms with FBR, PRA, SECP, chambers of commerce and other relevant authorities using the credentials provided by the client; and
Communicate with these authorities on client behalf regarding notices, objections and compliance matters within the agreed scope.

The client remain legally responsible for their tax position and for reviewing and approving filings before submission where required.

6. Financial Management & Modelling Services

For financial management and modelling services, our work is based on assumptions and data agreed with the client.

Forecasts, projections and models are inherently uncertain and actual results may differ. We do not guarantee any particular financial outcome or performance.

7. Fees & Payment

Fees, billing frequency (e.g. one‑off, monthly, periodic) and payment terms are set out in the specific agreement.
Unless otherwise agreed in writing:

Fees are payable in the currency and within the time stated on the invoice; and
Late payments may result in suspension or termination of services.

8. Confidentiality & Data

We treat client's non‑public information as confidential and use it only to provide and improve our services, except where disclosure is required by law or by a competent authority.
Clients are responsible for keeping their own account, portal and email credentials secure.

9. Intellectual Property

We retain ownership of our methodologies, templates, models and tools.
Unless otherwise agreed, client receive a non‑exclusive license to use the deliverables we create for client's internal business purposes only and may not resell or redistribute them as a service to third parties.

10. Limitation of Liability

To the maximum extent permitted by law:

Our total liability for any claim arising out of or in connection with our services is limited to the total fees paid by the client to us for the specific engagement giving rise to the claim; and
We are not liable for any indirect, consequential, special or punitive damages, including loss of profits, revenue, data or business opportunities.

11. Third‑Party Platforms & Dependencies

Our work may depend on third‑party systems (e.g. tax authority portals, banks, accounting software, data providers).
We are not responsible for downtime, errors or changes in those systems, or for delays caused by them.

12. Termination

Either party may terminate an engagement by written notice, subject to any minimum term or notice period stated in the engagement.
The client remain responsible for paying fees for work performed and any committed costs up to the effective date of termination.

13. Jurisdiction & Governing Law

These Terms and any dispute arising out of or in connection with them are governed by the laws of Pakistan, and the courts of Lahore, Punjab shall have exclusive jurisdiction, unless otherwise required by applicable law.

14. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this website with an updated “Last updated” date. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.